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Kara Bliss
REALTOR®, SRES
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7 Loving Terrace , Palmyra, VA 22963

$389,900
  • 7 Loving Terrace , Palmyra, VA 22963 Main Photo

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Kara Bliss
Call: (804) 896-0239

New to the Market Active
BEDS3 BATHS2 full 1 partial SQUARE FEET2,047 MLS#2616100
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONLake Monticello

Property Description

Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook. The first floor also offers a formal dining room, a dedicated home office with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower. Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed-perfect for gardening, entertaining, or simply relaxing outdoors. As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.

Property Features

Property Type: Residential - Single Family
Cooling: Electric, Heat Pump
Fenced: Yes
Garage: 2 car attached
Heating: Electric, Heat Pump
Home Style: Two Story
Lot Size: 0.41 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $2,362
Year Built: 1997

Feature Descriptions

Appliances: Electric Water Heater
Community Features: Basketball Court, Beach, Boat Facilities, Community Pool, Golf, Gated, Lake, Marina, Playground, Park, Pond, Pool, Putting Green, Street Lights, Sports Field, Tennis Court(s)
Days on Site: 1
Door Features: French Doors
Exterior: Block, Vinyl Siding
Fencing: Fenced, Full, Wood
Fireplace: Gas
Formal Dining: Yes
HOA Fee: 1494/ Annually
Interior: Bedroom on Main Level, Breakfast Area, Separate/Formal Dining Room, French Door(s)/Atrium Door(s), Granite Counters, High Ceilings, Jetted Tub, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s)
Parcel#: 3769
Parking: Attached, Direct Access, Garage, Garage Door Opener
Pool Features: None, Community
Security: Gated Community, Security Guard
Sewer: Public Sewer
Water: Public

Local Schools

High School: Fluvanna
Middle School: Fluvanna
Elementary School: Central

Listed By / Shown By

Listed By

Agency Name: Great South Realty, Inc.

Shown By

Agent Name: Kara Bliss
Agent Phone: (804) 896-0239
Agency Title: Napier Realtors ERA

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Estimate Your Payment

Estimated Payment

$ 1,178.30 per month $867.75 Principal & Interest $196.83 Property Tax $113.72 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Listed By: Great South Realty, Inc.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/13/2026. The listing information on this page last changed on 06/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/13/2026 2:57:11 AM EST) or CAAR MLS (last updated Fri 06/12/2026 11:10:15 PM EST) or CVRMLS (last updated Sat 06/13/2026 1:08:43 AM EST) or Williamsburg MLS (last updated Fri 06/12/2026 10:54:40 PM EST) or NNAR MLS (last updated Fri 06/12/2026 10:26:50 PM EST) or Chesapeake Bay & Rivers (last updated Fri 06/12/2026 8:52:07 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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